When an insurance company chooses to either cancel one of its policies or decline to renew it, customers must understand the differences between these two. Automotive insurance companies are not allowed to cancel any policies that have been in operation for more than 2 months (60 days), other than if the customers failed to pay for the insurance premium, have committed a crime, fraud, or any sort of serious false representations on the insurance application. This also includes, if the customer’s driver’s license is suspended or has been revoked.
Non-renewal policies are very much different than cancellations. It is up to you or the insurance company to not renew the automotive policies once it expires. Insurance companies are required to notify you before a certain number of days with an explanation for their reason on non-renewals before they drop your automotive policy. If, however, the reason is not quite as far as it seems and you’d like a more detailed explanation, this can be done by contacting the consumer affairs division of your insurance company. Unless you couldn’t acquire any explanation, then its time to call the insurance department of your state.
Choosing an automotive protection company can be difficult when there are insurance companies that are not as professional when it comes to dealing with problems in resolving conflicts, such as having a good communication line for a more detailed explanation for an issue. An example of a good insurance company, the Liberty Automotive Protection, provides reliable protection coverage and policies regardless of your budget or vehicle type. The company has been operating for 30 years and has gained its positive reputation for the multiple customer feedbacks that they have provided coverage ever since. The company is absolutely knowledgeable in choosing the best Liberty Automotive Plans for you, giving you a friendly, reliable, and effective policy to have.